AML & Financial Crime
AML/CFT Independent Review
Independent AML/CFT review support for firms that need evidence-ready controls, clear findings and remediation that management can act on.
Overview
BlackCores & Partners helps firms review whether AML policies, controls, procedures and file evidence are operating in practice. Each engagement is tailored around the firm's risk profile, client base, services, governance model and internal documentation. The work produces board-ready reporting and a practical remediation tracker.
What we can review
- Firm-wide AML risk assessment
- Client and matter risk assessments
- AML policies, controls and procedures
- Customer due diligence (CDD) evidence
- Enhanced due diligence (EDD) evidence
- Beneficial ownership and control records
- Source of funds and source of wealth evidence
- Sanctions, PEP and adverse-media workflow evidence
- Ongoing monitoring triggers and periodic review
- Escalation records and approval notes
- MLRO/MLCO administrative records
- Training logs and compliance registers
- Record keeping and audit trail quality
Deliverables
What you receive
Scoping note
Agreed scope, timeline and document request
Evidence request list
Structured list of policies, files and records
File sample review
CDD/EDD evidence quality assessment
Gap analysis
Gaps mapped against agreed review criteria, client policies, applicable guidance identified in scope and evidence requirements
RAG-rated findings
Prioritised findings with owner assignment
Management summary
Board-ready summary of key findings
Remediation tracker
Action tracker with owners and deadlines
Follow-up review option
Closure evidence and progress review
Who it supports
Engagement safeguards
Each engagement is scoped in writing. BlackCores & Partners does not guarantee regulatory outcomes and does not provide legal advice unless separately agreed through an appropriately authorised adviser. Independence and conflicts considerations should be reviewed before any audit-style engagement.
Services are provided subject to written scope, conflicts checks and independence considerations. Website information is general only and does not constitute legal, financial, tax, investment, insurance or regulatory advice.
What we do not do
- We do not provide legal advice.
- We do not make regulatory filings unless separately agreed and appropriate.
- We do not act as the client's MLRO, MLCO or nominated officer through website engagement.
- We do not guarantee regulator, bank, insurer or counterparty acceptance.
- We do not provide investment or financial advice.
Common questions
Ready to request an aml review?
Contact us to discuss scope, document requirements and deliverables. All engagements are confirmed in writing before work begins.